RTM
Send, Receive & Grow Your Money with Real-Time
Experience seamless peer-to-peer transactions with instant transfers and secure payments. Our app ensures industry-leading security and user-friendly features, making money management effortless. Download now on iOS, Android, and the web to start transacting in real time with confidence!
Fair access to all
For many, RTM provides first-time access to a range of high-quality digital banking products—instant loans, money transfers, bill payment, high-yield investments, and savings. All in one place.
Smart digital loans
With RTM, everything is 100% smartphone-based. We bypass the hurdles imposed by traditional institutions and provide more customers access to money and the freedom to use it whenever and wherever they choose.
How it worksEnabling seamless transactions
The RTM wallet provides a gateway to our suite of digital banking services. Enjoy the ease of sending and receiving funds from family and friends with no hidden charges. Pay everyday bills reliably and enjoy amazing bonuses and rewards while at it.
Make payments with ease
We have launched the RTM debit card, enabling our customers to make reliable payments every time, and to make ATM withdrawals with no charges. Coming to other markets soon!
Make more on your money
We offer many customers a way to save and invest their hard earned money. With a few clicks, millions of customers can keep their money securely with RTM and enjoy some of the best yields in the market. Make your money work harder while you sleep.
100% transparency
We don’t want to stifle growth or get someone into a tight spot. That’s why we’re upfront with our lending terms and charges.